If you need funds for your business growth, start-ups, education, wedding, or for any personal needs, then you can avail yourself of all the details easily and hassle-free from the Eazy Bank Loan against the property available on the Eazy Bank Loan website by comparing the banks and their rates of interest plus Loyalty Reward points. A loan against property is a type of secured loan and the maximum loan amount provided can be up to 70% of the residential or commercial property value. You can avail mortgage loan by mortgaging both residential and commercial properties. These properties will act as collateral for the loan and the loan amount depends on the total value of your property. Whether you are a salaried or self-employed individual, meet your financial needs based on your eligibility criteria within 72 hours. You can also add a co-applicant to increase the loan amount and decrease the mortgage interest rates. With minimum documentation, you can get a high loan amount ranging from Rs. 1 crore to Rs. 3.5 crore. If your CIBIL score is close to 750 or higher, then your loan against the property will be sanctioned instantly and you will get a loan at the lower interest rate. The tenure for a mortgage loan ranges from 2 to 20 years based on your occupation. If you are salaried, the tenure is 2 to 20 years and for self-employed is 2 to 18 years.
There are various banks offering online loans against property but you need to choose the one bank that offers the best features according to your needs. Even when you need a loan to fulfill your emergency fund requirement like repayment of some on-going loan amount then also, you need to be patient and compare all the features and interest rates on a mortgage loan. The loan will be sanctioned to you only when you keep collateral like a freehold residential property as security. LAP is a high amount loan that takes a long time to repay so choosing the wrong bank with a higher interest rate is not a good deal and you might lose your collateral as well. Choose wisely after comparing and apply for the best loan against property online. Check out the interest rates, processing fees, EMIs, maximum loan amount, eligibility criteria, and much more at Eazy Bank Loan. Apply for a loan against property and get the best loan against property in India with a low-interest rate
| Bank | Interest Rate | Processing Fee | Max Tenure | Max Loan Amount | |
|---|---|---|---|---|---|
 |
10.00%-10.70% p.a. | "Flat Rs 1,000 (during festive campaign between 4th Oct 2022 to 31st Jan 2023)" | Up to 15 years | Up to 7.5 crore | Apply |
 |
9.00% – 11.90% p.a. | "Up to 1.50% of loan amount or Rs 4,500, whichever is higher" | Up to 15 years | "Up to 65% of the value of the property" | Apply |
 |
9.75% – 10.90% p.a. | Up to 1% of loan amount | Up to 15 years | Rs 10 lakh-Rs 5 crore | Apply |
 |
10.15% – 12.50%p.a. | 0.75% of loan amount | Up to 10 years | Rs 2 lakh-Rs 5 crore | Apply |
 |
9.10%-12.25% p.a. | 0.5% of loan amount | Up to 15 years | Rs 2 lakh onwards | Apply |
 |
14%-16.25% p.a. | 1.25%-2% of the loan amount | Up to 15 Years | Up to Rs.75 Crores | Apply |
 |
10.30- 12.35% p.a. | "Up to 1% of the loan amount with minimum Rs 5,000" | Up to 15 years | Up to Rs 10 crore | Apply |
 |
10.70%-11.85% p.a. | "0.50% of loan amount (up to Rs 2 lakh)" | Up to 12 years | Up to Rs 5 crore | Apply |
 |
9.15%-18.00% p.a. | Up to 1% | Up to 30 years | Up to Rs. 5 crore | Apply |
The loan against property interest rate calculator will help you to know the approximate interest rates on the loan amount you are eligible for and the loan against your commercial or residential property. The factors that are considered for the loan against property interest rate are the user’s profile, company name, monthly salary, credit history, CIBIL score, etc. Also, you can calculate the Loan Against Property EMI with the help of the smart EMI calculator that will help you to determine the EMIs associated with your total loan amount, so you can plan your finances better. Now calculate your mortgage loan interest rates, tenure, and EMIs within a few seconds.
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| Year | Principal(A) | Interest(B) | TOTAL PAYMENT(A + B) | BALANCE |
|---|
The loan against property can be taken for various purposes, so you can achieve your personal or business goals easily. If you own your property legally then the process of getting a loan is very simple and quick. Here are the reasons why people take out a mortgage loan.
If you are planning to avail loan against property for purposes like business expansion, child education, medical emergencies, or weddings then a loan against property is beneficial.
But, if you are thinking to avail loan for reasons related to home construction, home renovation, and plot purchase then LAP is not beneficial.
| Loan Amount: |
|---|
| Salaried: Rs. 3.00 Lacs to 25 Cr |
| Self-employed: Rs. 3.00 Lacs to 25 |
| Cr Companies: Rs. 3.00 Lacs to 25 |
| Eligibility |
|---|
| Salaried: 24 and 60 years |
| Self-employed: 23 to 65 years |
|
| Salaried: 8.9 % to 10.5 % |
| Self-employed: 8.9 % to 10.5 % |
| Companies and firms: 8.9 % to 10.5 % |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit score |
| Salaried: 700+ |
| Self-employed: 700+ |
| Income: |
|---|
| Salaried: Rs. 30, 000/- |
| Self-employed: Rs. 2.50 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 5 Lac to 5 Cr |
| Self-employed: Rs. 5 Lac to 5 Cr |
| Companies: Rs. 5 Lac to 5 Cr |
| Eligibility |
|---|
| Salaried: 21 and 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 8.65% to 10.27% |
| Self-employed: 8.65% to 10.27% |
| Companies and firms: 8.65% to 10.27% |
| Repayment options: Lowest EMI amount: Rs.815 per lakh |
| Credit score |
| Salaried: Preferably 750 and above |
| Self-employed: Preferably 750 and above |
| Income |
|---|
| Salaried: Rs.20,000 to Rs.25,000 monthly |
| Self-employed: : Rs. 2.50 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 3.00 Lacs to 25 Cr |
| Self-employed: Rs. 3.00 Lacs to 25 |
| Companies : : Rs. 3.00 Lacs to 25 |
| Eligibility |
|---|
| Salaried: 21 and 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 9.50% to 10.50% |
| Self-employed: 9.50% to 11.00% |
| Companies and firms: 10.00% to 11.00% |
| Repayment options: Lowest EMI amount: |
| 1008/Lac Credit score: |
| Salaried: 650 |
| Self-employed: 650 |
| Income |
|---|
| Salaried: Rs.20,000 to Rs.25,000 monthly |
| Self-employed: Rs. 3.00 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 3.00 Lacs to 25 Cr |
| Self-employed: Rs. 3.00 Lacs to 25 |
| Companies: Rs. 3.00 Lacs to 25 |
| Eligibility |
|---|
| Salaried: 21 and 60 years |
| Self-employed: 23 to 65 years |
|
| Salaried: 9.00% to 11.50% |
| Self-employed: 9.00% to 11.50% |
| Companies and firms: 9.00% to 11.50% |
| Repayment options: Lowest EMI amount: 1008/Lac |
| Credit score: |
| Salaried: 700 |
| Self-employed: 700 |
| Income |
|---|
| Salaried: Rs. 30, 000/- |
| Self-employed: Rs. 3.00 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: ₹ 10 Lakh to ₹ 5 Cr |
| Self-employed: ₹ 10 Lakh to ₹ 5 Cr |
| Companies : ₹ 10 Lakh to ₹ 5 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 10.20% - 10.70% |
| Self-employed: 10.20% - 10.70% |
| Companies and firms: 10.20% - 10.70% |
| Repayment options: Repayment options: Lowest EMI amount: ₹ 1,699 per lakh |
| Credit score: |
| Salaried: 650 and above |
| Self-employed: 650 and above |
| Loan Amount: |
|---|
| Salaried: Rs. 30, 000/- |
| Self-employed: : Rs. 3.00 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: ₹ 10 Lakh to ₹ 5 Cr |
| Self-employed:₹ 10 Lakh to ₹ 5 Cr |
| Companies :₹ 10 Lakh to ₹ 5 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 23 to 65 years |
|
| Salaried: 11.65% |
| Self-employed: 11.65% |
| Companies and firms: 11.65% |
| Repayment options: Lowest EMI amount: ₹ 1,415 per lakh |
| Credit score: |
| Salaried: 650 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: ₹ 10 Lakh to ₹ 10 Cr |
| Self-employed:₹ 10 Lakh to ₹ 10 Cr |
| Companies :₹ 10 Lakh to ₹ 10 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 12.72% |
| Self-employed: 12.72% |
| Companies and firms: 12.72% |
| Repayment options: Lowest EMI amount: ₹ 1,247 per lakh |
| Credit score: |
| Salaried: 650 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: ₹ 5 Lakh to ₹ 10 Cr |
| Self-employed:₹ 5 Lakh to ₹ 10 Cr |
| Companies :₹ 5 Lakh to ₹ 10 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 10.95% |
| Self-employed: 10.95% |
| Companies and firms: 10.95% |
| Repayment options: Lowest EMI amount: ₹ 1,375 per lakh |
| Credit score: |
| Salaried: 650 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: ₹ 1 Lakh to ₹ 10 Cr |
| Self-employed:₹ 1 Lakh to ₹ 10 Cr |
| Companies :₹ 1 Lakh to ₹ 10 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 11.10% |
| Self-employed: 11.10% |
| Companies and firms: 11.10% |
| Repayment options: Lowest EMI amount: ₹ 1,383 per lakh |
| Credit score: |
| Salaried: 650 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: ₹ 50,000 to ₹ 1 Cr for all |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Repayment options: Lowest EMI amount: ₹ 1,776 per lakh |
| Credit score: |
| Salaried: 650 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 2.5 Lacs to 10 Cr |
| Self-employed:₹ 5 Lakh to ₹ 10 Cr |
| Companies :₹ 5 Lakh to ₹ 10 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 9.50% - 13.50% |
| Self-employed: 9.60% - 13.60% |
| Companies and firms:10.50% - 13.60% |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit score: |
| Salaried: 700 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 1 Lacs to 10 Cr |
| Self-employed:₹ 1 Lakh to ₹ 10 Cr |
| Companies :₹ 1 Lakh to ₹ 10 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 11.10% |
| Self-employed: 11.10% |
| Companies and firms:11.10% |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit score: |
| Salaried: 700 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 11 Lacs to 1 Cr |
| Self-employed:₹ 11 Lakh to ₹ 1 Cr |
| Companies :₹ 11 Lakh to ₹ 1 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 60 years |
|
| Salaried: 10.90% |
| Self-employed: 10.90% |
| Companies and firms: 10.90% |
| Repayment options: Lowest EMI amount: ₹ 1,130 per lakh |
| Credit score: |
| Salaried: 700 and above |
| Self-employed: 650 and above |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.5 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 3.00 Lacs to 25 Cr |
| Self-employed: Rs. 3.00 Lacs to 25 Cr |
| Companies : Rs. 3.00 Lacs to 25 Cr |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 9.25% to 12.00% |
| Self-employed:9.25% to 12.00% |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit score: |
| Salaried:650+ |
| Self-employed:650+ |
| Income |
|---|
| Salaried: Rs. 30, 000/- |
| Self-employed: Rs. 3.50 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 2.00 Lacs to 75 lakhs |
| Self-employed: Rs. 2.00 Lacs to 75 lakhs |
| Companies : Rs. 2.00 Lacs to 75 lakhs |
| Eligibility |
|---|
| Salaried: 21 to 60 years |
| Self-employed: 21 to 60 years |
|
| Salaried: 9.00% to 9.75% p.a |
| Self-employed: 9.00% to 9.75% p.a |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit score: |
| Salaried:650+ |
| Self-employed:650+ |
| Income |
|---|
| Salaried: Rs. 20, 000/- |
| Self-employed: Rs. 2.50 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 2.5 Lacs to 8 Cr |
| Self-employed: Rs. 2.5 Lacs to 8 Cr |
| Companies : Rs. 2.5 Lacs to 8 Cr |
| Eligibility |
|---|
| Salaried: 23 and 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 11% to 15% |
| Self-employed: 11% to 16% |
| Companies and firms: 11% to 18% |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit |
| Salaried:700+ |
| Self-employed:650+ |
| Income |
|---|
| Salaried: Rs.20,000 to Rs.25,000 monthly |
| Self-employed: Rs. 2.50 Lakhs/year |
|
| Loan Amount: |
|---|
| Salaried: Rs. 2.5 Lacs to 8 Cr |
| Self-employed: Rs. 2.5 Lacs to 8 Cr |
| Companies : Rs. 2.5 Lacs to 8 Cr |
| Eligibility |
|---|
| Salaried: 23 to 60 years |
| Self-employed: 21 to 65 years |
|
| Salaried: 11% to 15% |
| Self-employed: 11% to 16% |
| Companies and firms: 11% to 18% |
| Repayment options: Lowest EMI amount: Rs. 1008/Lacs |
| Credit |
| Salaried:700+ |
| Self-employed:650+ |
| Income |
|---|
| Salaried: Rs.20,000 to Rs.25,000 monthly |
| Self-employed: Rs. 2.50 Lakhs/year |
|
Loan against property eligibility and different mortgage interest rates:
Age Limit: Must lie between 18 to 70 years
| Monthly income: |
|---|
| Salaried applicants: The monthly income should be ₹ 20,000 or more. |
| Self-employed: The minimum annual income should be ₹ 2.5 Lakh and above |
| Mortgage Interest rates: 7.50% to 15.15% |
| Employment History: |
|---|
| Salaried Applicants: A minimum work experience of 3 years is required. |
| Self-employed: business existence of a minimum of 3-5 years. |
| Companies and business: Net investment up to ₹ 5 Cr. |
| CIBIL score: 650 and above |
| LTV: 40% to 75% of the value of the property |
| Property approval and documents: All the documents must be approved by banks. |
If you are planning to avail of mortgage loans from any online platforms after checking the information available on Eazy Bank Loan, it is advisable to compare LAP provided by different banks based on their interest rates, loan amount, loan tenure, processing fees, and other loan terms. Here are some steps for a borrower to avail transparent property loans at the lowest interest rates.
It is necessary to know how much loan you are eligible for and calculate the monthly EMIs that you can effort easily. Your LAP eligibility is calculated based on your age( 18 to 60 years), net income for both salaried and self-employed, residential or commercial property type, and Loan to value ratio.
To apply LAP, your property documents should have all statutory and government approvals.
After checking your eligibility and property documents, you’ll be assured about the loan but you need to check the lowest interest rate availability.
There are many banks offering LAP but you need to check all the additional charges, features, and benefits. The loan advisors like eazy bank loan can help you in the process of choosing the best bank for you.
Take your time and choose the bank that offers quick loan delivery and lower mortgage loan interest rates along with other features according to your needs.
❖ Step 1: You need to fill the loan application form online or visit the branch.
❖ Step 2: The loan provider will check your eligibility and show you loan options according to your needs and if you are not eligible for the loan then, the lender advises you on some alternatives like submission of additional documents or addition of a co-applicant
❖ Step 3: The loan provider will arrange a face-to-face meeting with you and collect a photocopy of your income, property, and KYC documents.
❖ Step 4: After this, a bank representative will collect the documents from the given address. You have to pay the technical charges and the processing fees.
❖ Step 5: The verification process will begin and the bankers can also check the number, residence address, and information authenticity. Your property will be verified by Bankers to evaluate its market value.
❖ Step 6: After the proper assessment of your property, the bank will approve your loan eligibility.
❖ Step 7: Bank will now approve your loan, provide a sanction letter, and proceed towards the disbursement of the loan amount
❖ Step 8: You need to submit original documents and mortgage registry documents completely signed and documents registered to the bank.
❖ Step 9: The registration process can take 4 to 5 working days. The Eazy bank loan representatives will guide you to avail of the loan with minimum effort.
People in India mostly prefer mortgage loans because it offers extraordinary benefits and features. Mortgage loans are secured loans where a borrower needs to keep their property as collateral to avail 40% to 70% loan to property value.
Various Banks and NBFCs provide LAP to the borrowers against their residential and commercial property. The lender keeps the original documents of the property until the borrower pays the entire amount. The loan amount is generally paid in EMIs. The tenure lies between 5 to 20 years with some interest and processing rates charged on the amount.
Home loans are generally taken to purchase, build, or renovate homes. The tenure for home loans is higher than 30 years. The loan comes with some interest rates and a borrower can’t use the amount for any reason apart from house building.
People apply for commercial loans to buy shops, office space, shopping complexes, and much more for their business expansion. The interest rate starts from 9.50%.
Borrowers can take a loan from their property twice. If someone needs an additional amount of loan from their property, the lender will check their credit score and provide them an additional amount as a loan.
One can easily avail of mortgage loans by leasing their residential or commercial properties. The rent can be inverted as the EMI to repay the loan amount, borrower avail from lease rental discounting.
The Reverse Mortgage loan was introduced by the government of India in 2007-08 especially for senior citizens. The main reason is the irregular income of senior citizens in India. In reverse mortgage loans, they can keep their property to avail monthly loan from the lender
| Industrial Property | Commercial Property | Residential Property |
|---|---|---|
| ❖ Interest rate: 10.85% - 13.35% | ❖ Interest rate: 8.35% - 15.15% | ❖ Interest rate :7.50% - 15.15% |
| ❖ Loan to value (LTV): 40% - 65% | ❖ Loan to value (LTV): 40% - 75% | ❖ Loan to value (LTV): 40% - 75% |
| ❖ Processing fee: 0.20% - 1.00% | ❖ Processing fee: 0.20% - 2.00% | ❖ Processing fee: 0.20% - 2.00% |
| ❖ FOIR: 0.65 | ❖ FOIR: 0.65 | ❖ FOIR : 0.55 - 0.65 |
| ❖ CIBIL: 650+ | ❖ CIBIL: 650+ | ❖ CIBIL: 650+ |
| Salaried Employees | Self Employed/Professionals |
|---|---|
| Application Form: Completely filled with passport size photographs | Application form: Completely filled with passport size photograph |
| Your Age Proof: Passport,10th standard certificate, or birth certificate | Your Age Proof: Passport,10th standard certificate, or birth certificate |
| Residence Proof: Rent agreement, Voter's ID Card, Passport, Driving License, residence certificate, utility bills | Residence Proof: Rent agreement, Passport, Driving License, residence certificate, utility bills |
| Education Qualifications: Latest Degree | Education Qualifications: Latest Degree |
| KYC documents: |
|---|
| ID proof: Driving license copy, Aadhaar card signature proof, passports |
| Residence proof: electricity copy, ration card copy |
| Date for birth proof- Birth certificate, 10th certificate, Passport copy |
| Financial documents: |
|---|
| ID proof: Driving license copy, Aadhaar card signature proof, passports |
| Residence proof: electricity copy, ration card copy |
| Date for birth proof- Birth certificate, 10th certificate, Passport |
A loan against property can be applied anytime with ease and convenience if you have legal property owned by you. Still, there are some important factors that you must know before you apply for a LAP. Check out some of the quick tips:
Taking a loan is easy but repaying the loan on time is a daunting task. You need to commit to paying monthly EMIs for the specified term of the loan and it means a certain amount will be deducted from your salary or source of income along with the interest. The reason for taking a loan must be productive
Don’t trust any lender offering you a loan against property. Never take a loan in hurry and be sure about the lender and the interest rate. Before taking a loan from any bank or lender do some thorough research for all the options available to you. Taking a loan at low interest is always good and when in an emergency, you might make the mistake of taking a loan from any lender. Select the one which suits your requirements.
A loan against property is a secured loan but the lenders provide a loan when the borrower’s credit score is 700 and above which is considered good and one must maintain this score.
If your credit score is bad and your loan is not approved you can apply for a loan after 6 months’ time. You will get an ample amount of time to improve your score.
One can use a loan against residential or commercial property for both personal and business purposes like for your wedding, education, the child’s higher education, home, medical emergencies, etc.
The lending bank looks at your repayment capacity. For calculating the loan amount, the lending bank will check your income, assets, liabilities, education & age, several dependents, spouse’s income, stability and continuity of occupation, and savings history.
The processing fees for the loan against property is around 1 percent and it varies from one bank to another bank.
The LAP can be availed by salaried, self-employed individuals, and companies for personal and professional needs. The age must lie between (18 to 65 years) and they must legally own a property.
Here are some of the advantages of LAP:
One can avail LAP against residential and commercial property which is legally approved by banks or government bodies.
The EMIs will be due each month on a fixed date. You will get a notification on your registered number.
No, the processing fees charged by any bank is not refundable as some expenses are incurred during the processing of the loan amount.
Yes, one can prepay the loan amount within the given tenure by paying the full amount or in parts.
You can visit the bank and contact the lending person and he will guide you from filling the application form to availing of the loan amount.
Online: You can visit the bank’s website and fill the application form and get instant approval.
Virtual Assistant: The Virtual assistant is available round the clock and will assist you in getting the loan.
Phone: Feel free to call the customer care executive during working hours and avail of the loan or ask any questions to clarify your doubts.